Bankruptcy is the process you have to go through to begin again. The first and important item is to rebuild you credit rating. It is necessary to know how long your bankruptcy will appear on your credit report. The bankruptcy will be on your credit report for about 10 years. Although this sounds bad, it only takes about eighteen months of on time payments to your creditors to re-establish your credit. Just remember, it is possible to get good credit ratings after a bankruptcy.
To help your credit ratings you need to get a job, fulltime or part-time, it doesn t matter. Another way to help your credit ratings is to get various copies of your credit report. Go over them in great detail to make sure that they are correct. You need to get rid of most of your credit cards. It is advisable to have only one or two. If you don t have a credit card, try to get one from a local bank or store. If you can t get a regular card, try to get a secured card.
Now you are on your way to re-establishing your credit, consider these ideas to help you stay on top…
Finish: Bankruptcy and Women A Process of Starting Over here
U.S. Small Business Administration or the SBA offers small business loan programs for women who may not be offered business loans by other institutions. A small one-page application can get you a loan to the extent of $150,000 and to be eligible you need to be a woman, a minority group, or a veteran. Preference is given for woman from low and middle-income groups. Such small business loans for woman have been instrumental in providing start-up capital to many industrialists.
Small business loans for women and women minority groups are not that difficult to find anymore. There are several well-reputed firms offering to provide small business loans for women apart from government small loans that are most popular today.
Finish: Small Business Loans and Acquisition here
Announcing that Digital Women ®, an International online community for women in business will be giving away a $750.00 cash business grant. They are taking applications now for the grant to be given away in 2010.
There is NO application fee and all women are eligible. The grant can be used for business or personal use including paying bills. See the site for more details: WWW.Digital-Women.com
Announcing 2 new financial web sites for women in business:
Business Women Grants- A new site featuring foundations and grants for women looking for funding help to start their business.
Business Women Loans- A new site featuring business loans for women including microloans in the US
The advantage to choosing a government grant over a private one is that your religion, education or ethnicity do not come in to play. Nearly a thousand grant programs in the USA are available for single mothers and through contacting the government you can gain further insight into how you can be helped.
Read More: Grants for Single Mothers are Available here
The current downturn of our economy has forced many women to turn to foundations and the government looking for loans and grants to fund their businesses. Find a current 2009 list of foundations at DigitalWomenGrants.org
Drop shipping is a retailing technique in which you (the person running the eBay business) would not keep inventory in stock, but, instead, when auctions are won, you transfer the order to a wholesaler or manufacturer who takes care of shipping the item to the winning bidder. So basically, you sell items on eBay, collect money, send a portion of that money off to the drop shippers, and let them do the rest of the work for you. You, like all retailers, make money on the difference between the retail (eBay) price of the goods and the wholesale price.
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As a savvy solo or small practice professional, you know you can t do everything yourself. Whether you are capable or not, you understand that your time is most intelligently focused on activities that grow your business and make you money.
These days, outsourcing your administrative work to a Virtual Assistant (or VA) makes it very easy to get just the amount of support you need without the expense of costly in-house staff. But how do you find a highly skilled, truly qualified Virtual Assistant? Below are some practical points to consider and questions to ask as you go about the selection process. (more…)
We are bombarded daily with banks on the radio, television, newspapers, and the Internet of promises to be “small business friendly”, “small business oriented”, wanting to be your “personal small business advisor” and a panoply of packages taking care of all your business needs. What small businesses really need in this credit crunch since the mid 2008 is money, not personal hand caring services. So is there anyone out there really making small business loans? Very few.
But if you know where to look you can find one…
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It was formerly the case that the area of online marketing was thought to be its own distinct specialty. That has now evolved with the merging of on-line and off-line domains.
Sophisticated marketers know that best practices in communication and collaboration technology are just as applicable to online marketing as other marketing domains. This article highlights four time tested techniques to enhance your online marketing…
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