As a savvy solo or small practice professional, you know you can t do everything yourself. Whether you are capable or not, you understand that your time is most intelligently focused on activities that grow your business and make you money.

These days, outsourcing your administrative work to a Virtual Assistant (or VA) makes it very easy to get just the amount of support you need without the expense of costly in-house staff. But how do you find a highly skilled, truly qualified Virtual Assistant? Below are some practical points to consider and questions to ask as you go about the selection process. Read the rest of this entry »

When money is so tight your wallet squeaks if you pull out a dollar; you’re struggling to make mortgage payments; you’re worried about foreclosure; you can’t see an end to the chaos and worry, you start looking for ways to avoid foreclosure.

First, take a deep breath and don’t despair. Although you may be struggling to make payments, you haven’t missed one yet. There’s still time to avoid foreclosure; it is not yet looming on the horizon.

Instead, read the following ways on how to avoid foreclosure:
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According to data that was compiled by, ‘McLean, Virginia-based Freddie Mac’, the average rate for a thirty year fixed-mortgage dropped to 5.07% for the week ending Feb. 26th, from 6.63% for the one ending July 24, 2008.

At the same time however, the ‘Mortgage Bankers Association’ reported that the percentage of mortgage applications that led to closings, fell nationwide to 59 % in the first half of 2008, from 66.3 percent in 2006, which is the most recent period for which data is presently available.

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