Before we go any further, let’s make sure we’re working from the same definition of hard money business loans.For the purposes of this discussion, hard money business loans and hard money loans in general, are typically secured by real estate.

Because the lender is not usually concerned with the application of the funds acquired, I’m further defining a hard money business loan as a source of funds invested into a business operation. The lending criteria for issuing a hard money loan is primarily focused on the equity held in real estate.

Typical characteristics: 1) private lending sources, 2) short interest terms from one to…

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There are literally thousands of women who have never applied for a loan. They might be frightened by the whole process or they might think they don’t have enough income or credit to qualify for a loan. Whatever the reason, women can and do get loans, business loans, personal loans, and home loans everyday.

Most women don’t realize that with a credit score of only 580 to 620 they can qualify for a home loan if they have a good employment record to help with the qualification. While several years of employment at one place is a good plus, even 6 months to a…

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