Archive for September, 2006

Securing Second- And Third-Stage Venture Capital Financing

Widget sales are booming the competition is scrambling, demand is up, and the books are finally treading water. Your core management team has big ideas for the future of Widget Inc. Opportunity is abundant; but how will you fund that next big leap?

As your start-up matures, obtaining second- or even third-round funding may allow your business to expand and grow into new opportunities identified after your business was established. If your product or service has proven itself in the marketplace, you may be a candidate for an additional round of funding.

Some possible uses of post start-up funding include:

* Penetration of new markets, either by…

Finish Reading: Securing Second- And Third-Stage Venture Capital Financing here

Credit For Young People: Establishing A Credit History

Most creditors want to see a solid credit history before they give you a loan. They seem to be as clueless as I am as to how to get a credit history. After all, how do you get a credit history when you have to have one to get credit? Duh!

As frustrating as it can be for a young person, there are a few ways to get some credit history, to at least give you a little something to show…

Finish Reading: Credit For Young People: Establishing A Credit History here

US Housing Pricing – Up or down from here?

Focusing on the positive is something in which I believe. However, the truth can sometimes be tough to read or hear. In this month’s View From the Top we are going to look at the facts about US real estate. Some of you, like me, enjoy seeing residential real estate prices go up but we know that it will not continue every year for the rest of our lives. Anytime we begin to rely on or become defensive when we hear news that an investment class is going down we probably need to stop and reevaluate. Keep in mind; this excludes those that make their living in the real estate market.

Recent changes in the TDP

At the end of June, I moved you out of home building stocks as your major holding for the asset class that I call US real estate. Home building stocks have been beaten up this year. During 2006, through June 30th home builders stocks were down 12%, as of today…

Finish Reading: US Housing Pricing – Up or down from here? here

Using A Home Equity Line Of Credit To Consolidate Bills

You should consider using a home equity line of credit to consolidate bills if you have outstanding bills and you don’t know how you’re going to make your monthly payments.

Sometimes with a job loss, medical bills or credit card spending, bills can get ahead of you. If you find yourself in that position, don’t panic. If you own your home, you can use a home equity line of credit to consolidate bills.

Very much like a home equity loan, you can obtain a home equity line of credit and use it to consolidate your bills. The only difference is a home equity line of credit may have…

Finish Reading: Using A Home Equity Line Of Credit To Consolidate Bills here

Do You Want A Job Or A Home Business?

Which one are you looking for: a work at home job or a home based business? Did you answer “work at home job”? Most people will give the same response, not because they really want a boss breathing down their neck, just because they never realised having their own business was an option.

The sad truth is that just about all the people who don’t consider anything beyond a traditional salaried job are going to be disappointed. No matter how hard or long they search, they won’t find what they are hoping for. The reason for this is very simple: there are just not enough home based jobs to go round, there never have been. The work at home job opportunities you see advertised online will, on investigation, turn out to be freelance work or self-employed commission only work or, worst of all, scams. There are even unscrupulous website owners who will demand a fee from you to let you view a list of non-existent jobs.

Finish Reading: Do You Want A Job Or A Home Business? here


                 
                 
Women Business Owners realize that applying for business funding or financing is a much more complicated process than applying for personal lines of credit or personal loans. Applying for business funding requires careful preparation and demands that you understand the loan or grant process and what it takes to qualify for a business loan.



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