Archive for September, 2005

To All Internet Marketers – How To Get My Business

More and more people are realizing that the Internet offers great potential to set up a healthy business for pennies on the dollar. This is good news for internet marketers – but it also means that they need to lift their game.

Why? Because the would-be “netpreneur” has access to way more training than ever before. It’s possible to get up to speed very quickly on what is needed to get started online. This, in turn, means that people quickly recognize what offers true value and what does not. They see so many sales letters that they become, to a certain degree, immune to the typical hype. They’re willing to spend – but they want value for money. They want to be treated like intelligent and discerning adults.

So here’s a message to all ‘gurus’ (and aspiring gurus) who are keen to get their share of the dollars waiting to be sent flying their way via cyberspace.

1) What does it take to make people want to buy “you” rather than some other internet marketer?

2) What might make people want to unsubscribe from your list?

3) And what pushes them into asking for a refund?

What Makes People Want to Buy?

- They buy if they can see that a product will give them new knowledge and understanding.

- They buy if the purchase will speed up business growth.

- They buy if a product will automate a task that eats into their time. (People quickly learn to spend their time on marketing and product creation, rather than repetitive tasks.)

Tip: Once newbies have been exposed to a few sales pages, it’s not long before they learn to look beyond the sales hype. They study a sales letter carefully to work out what the product will “really” offer them. (Do they need this? Or will it duplicate something else they own?)

They also learn to look for value for money. Some higher-priced products are worth every cent. Some cheaper products add very little to what they already know.

(Note: Savvy internet marketers already realize that if they put together online interviews offering truly valuable information, they are far more likely to attract and keep new customers. A quick example: Jane Smith listens to a one-hour audio interview on search engine optimization and traffic. She finds out some really useful information she has not so far heard anywhere else. She decides that this guy knows what he’s talking about and shells out a couple of hundred dollars for his products.)

What Makes People Want to Unsubscribe from a List?

- Getting four identical emails trying to sell them the same product, because the sender hasn’t figured out how to move them from one list to another after they buy.

- Getting a ‘canned’ email sounding full of excitement about a new product or service – which turns out to be a duplicate of the email they get from six other marketers who are affiliates for the same product.

- Getting email from a product creator about anything under the sun because you bought XXX product from them. If your customers sign up for a newsletter, they expect mailings.

What Makes People Want to Ask for a Refund?

In the past, buyers tended to shrug and write off a bad purchase. But increasingly, people are prepared to stand up for their rights. If they feel they have not received value for money, they will ask for a refund.

So what makes them decide to ask for their money back?

- Software that doesn’t work as it is supposed to.

- Physical products (CDs, DVDs) that don’t work on their systems.

- An e-book that is full of content easily found in an hour’s net-surfing.

- An e-book that has skimped on content or that has been poorly written.

- An e-book that not only skimps on content but is full of links to up-sells to get the ‘really valuable’ information, or is full of affiliate links.

The last case, an e-book full of affiliate links or links to an up-sell…is something you should be giving away free as part of your viral marketing campaign. Charge for it and you risk your reputation for being a source of quality information.

Other things that bite into your customer’s valuable time.

- MP3′s that are streamed from a website rather than being downloadable.

- e-books that are in “.exe” format only, so the customer can’t print them out in one ‘hit’ (and can’t access them on a Mac computer).

Give your clients anything that they can listen to or read away from the computer. Most of them spend enough hours a day at the keyboard already. They’d rather load an audio interview
into their MP3 players and listen while they go for a walk or relax in the sun. They’d prefer to print out an e-book and read it or mark it up while sitting in an easy chair.

Please, please don’t tether them to the computer!

And finally, about those “name squeeze” pages. People are very quickly getting tired of having to give up their email addresses just to get to a sales page. Do you want them to buy or not? These days, unless there’s a huge buzz around the Net and they want to see what it’s all about, prospective customers are just as likely to click the ‘back’ button on their browser, or close the window and leave.

After all, there’s always another internet marketer waiting to sell them a product. Probably one very similar to yours. Marketers who respect their client’s time and intelligence are the ones who will get their loyalty – and their cash.

Author-Bio: Cody Moya writes about Business and Marketing in his free and huge course on Internet Marketing. You can sign up for his free Internet Marketing Course and get
additional information at his website: http://imcourse.com

Work at Home Jobs

How to search for work at home jobs. Use the following search terms
to help you find work or jobs you can do from home:

help wanted
now hiring
contract work offered
independent contractors
offsite employment
seeking talent
we’re hiring
current openings
current jobs available
employment opportunity
employment opportunities
career opportunity
career opportunities
freelance position
freelance jobs
freelancers wanted
freelance employment
job available
job requirements

Don’t forget to check out the Home Job Stop. It’s a subscription based community for finding work and only offers “legitimate” home based opportunities:
http://www.digital-women.com/work-home.html

How Your Personal Credit Affects Your Chances of Getting a Business Loan

Your business idea first begins with a dream, and then extends to a passion. The passion to do what you love leads you to need financial assistance. Having the means to expand on your passion will bring hope to your livelihood. Does your personal credit affect your chances of getting a loan to begin the business of your dreams? We will explore this question.

All lenders, especially local banks, will do a thorough check of your personal credit history. It most likely will affect your chances of receiving or being declined for a business loan.

You can increase your chances of receiving approval for a business loan by paying close attention to the following personal credit factors:

Show a steady source of income. Changing jobs prior to or not having employment will decrease your chances. Lenders need to see stability.
Credit card balances should be paid off or carried at low amount. Never cancel a credit card or apply for a new one prior to applying for a business loan.
Obtain credit reports from all credit bureaus to check for accuracy. Almost half of the reports have been found to contain errors.
Determine a manageable down payment amount. It may mean rejection or approval.

Lenders want to be assured the person they are loaning funds to is capable of managing personal finances because it will reflect spending habits within a business. Always be honest with lenders about your personal credit history. Anything you cover up can be deemed as fraud and will further you from getting the financial assistance you need. Honesty about past financial failures with explanation is your best investment for getting a business loan. Finally, before you approach a lender concerning your business, financial needs need to be organized with key documents, a business plan, financial statements and a repayment plan.

In order to get a business loan, a business owner must think like a bank. If he or she is not prepared, most likely, the loan will be turned down. Business loans are somewhat different than personal loans; in addition to having a good credit standing, usually banks and financial institutions require business owners to supply a well thought out business plan. Banks want to be assured that the business owner will repay the loan, even if the business goes into default.

A well-thought out business plan should include the following:

Cover letter or executive summary
Photographs of the business, if possible
A description of you, your business and the history of the business, along with your background regarding the business.
Any collateral or fixed assets to be acquired with the loan and their cost (include appraisals on real estate and recent tax appraisals).
Market or target audience, potential or existing customers; competitors and supplier information
A good marketing plan, which should include advertising and public relations
Financial soundness of the plan, which includes Cash Flow Projections, projected Profit/Loss summaries, any business credit reports, copies of any business tax returns, lease agreements, any contracts with customers, etc.
Business license, Franchise Agreements (if applicable), any other construction contracts, partnership agreements, employment agreements; environmental assessments if necessary, and copies of any other financial paperwork of worthiness
Summary, which lists the benefits from the loan and a brief statement indicating how the loan will be repaid

In addition to a well-thought out business plan, a business owner will most likely find that most institutions require personal financial information as well. Be prepared to present the lender with personal financial statements, personal tax returns, an up-to-date credit report, and resumes or letters of recommendation from former partners or proprietors. It is the business owner s responsibility to ensure the lender that the business is of little risk, because after all, they are in a business for profit as well.

John Williams is the business loans blogger at http://businessloans.blogspot.com He reviews business loans and interprets complicated financial data into simple to understand language.

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